Emlyn Scott

This article describes the wealth formula and how it is essential if you want to create true wealth.

In this article we look at the importance of your personal financial statements - your personal income statement and balance sheet - to wealth creation.  In the Wealth Tools section is the Personal Financial Statements calculator giving you a tailor-made spreadsheet template, income statement and balance sheet for you to download and use on your wealth journey.

Few people realise what retirement holds for the average person.  In this article we examine the truth of retirement for the average retiree.

This article examines and summarizes the existing analysis regarding the number of wealthy.  It introduces you to the 5% financially independent and the 1% wealthy club.

Wealth creation is not a sprint race but an endurance.  Motivation is key to successfully lasting this journey.  There are many barriers to overcome and only those with enough motivation will persevere through these tough times.  This article gives you practical advice on the importance of motivation and how to become and stay motivated.

Your vision statement is a clear, specific and complete description of what your perfect financial future would look like if money were no object.  It's your dream future, your final target.  You can use our Vision Calculator in the Wealth Tools section to easily calculate the value of your vision. 

Wealth creation planning begins with the production of your one-month financial planner.  It is the only truly accurate way of recording your income and outgoing cash flows.  The results of your one-month financial planner form the basis of your income statement.  You can use the One Month Financial Record spreadsheet free from the Wealth Tools section to record and analyse your spending. 

In this article we look at how to take the right sort of action to effect the best possible start to your wealth creation journey.  We examine the different personality types and map them to the appropriate action steps that will help ensure success.

Utilising the 7 forms of leverage is essential for wealth creation.  This articles defines leverage and introduces you to the 7 forms of leverage that are available to you that will help you on your wealth journey.

In this article we examine the 7 reasons why real estate is such an amazing asset for wealth creation and hence so crucial as a tool on your wealth journey.